Over/Under 3.5 Goals Strategy

Written by: Jimmy Daytona

Written by:

Writer & Tipster

Jimmy is our on-duty tipster and writer. His favorite sports are cricket, tennis, and basketball. If you’re looking for the best betting tips in the business, Jimmy’s your guy. His tips and events previews are among the most read at BetZillion.

Updated: Dec 22, 2025

Simply put, the over/under 3.5 goals market lets you predict the total number of goals scored in a match. Betting “over 3.5” means anticipating four or more goals, and betting “under 3.5” means expecting three or fewer goals.

Over/Under 3.5 Goals examples

Let’s consider some practical examples. Let’s say you bet on over/under 3.5 goals for a football match that ended with a 3-2 scoreline. The total number of goals scored in this match is 5, which surpasses the 3.5 threshold. In this case, betting “over 3.5” results in a win. And as expected, betting “under 3.5” means you lose.

However, if the match ends in a 2-1 scoreline, your “under 3.5” would secure a win and payout according to the odds and stake involved.

Over/Under 3.5 Goals Betting Markets

As shown in the example above, the over/under 3.5 goals betting predictions are divided into two sub-markets: the over 3.5 goals market and the under 3.5 goals market. You can predict either a higher goal count (over 3.5) or a lower goal count (under 3.5) in a specific match.

Over 3.5 Goals Explained

The market “over 3.5 goals” means that a total of at least 4 goals is required for you to win the bet. It could be anywhere from 4 to 5, 6, 7, or even more goals, and the exact score doesn’t matter, as long as there’s more than 3 goals scored in total in the game.

For instance, the final score sheet in the match could be 4-0, 3-1, 3-2, 3-3, 2-2, or any other score line that adds up to a total of four or more. Gamblers usually place this sort of bet on a game with a high scoring expectancy. Of course, matches with potential overtime included provide even more winning chances if a late goal is scored.

If you wager on totals like “over 3.5” for the Champions League knockout game without OT included, you need at least 4 goals during regulation. If the game ends in a 1-1 draw and two more goals are scored in overtime, your bet still loses.

Under 3.5 Goals Explained

Conversely, betting on “under 3.5 goals” means you’re predicting that the total goals scored will be three or fewer. If you stake on this market, you’ll win as long as the match ends with a 0-0, 1-0, 2-0, 3-0, 1-1, 2-1, 1-2, or 0-3 outcome.

It is a perfect market to use on derby matches or tough face-offs featuring teams with strong defense lines and low-volume scoring.

Highest Over/Under 3.5 Goals Betting Odds

When you bet online, the odds are based on how likely the outcome is to happen. The lower the odds, the more likely it is for your wager to end up a winner. It’s also possible to view half-time/full-time betting offers and get even higher odds on over/under 3.5 goals in a certain half.

The odds also depend on the exact bookie of your choice, since the prices are usually at least a little bit different from one operator to another. So, doing some odds shopping can’t hurt, and we’ve already done that for you to bring you the list of the best legal sports betting sites for over/under 3.5 betting:

bet365: bet365 is known for its detailed market coverage. It offers totals like over/under 3.5, as well as other, similar markets based on total goals.
SkyBet: SkyBet is known for its simplicity and competitive odds. It comes with a user-friendly platform for over/under 3.5 goal betting, with a focus on accepting various payment methods.
Betfair: Besides the easy-to-use mobile app, Betfair is famous for its exchange model, which allows users to place back and lay bets. This feature makes it a great option for those who wish to place over 3.5-goal wagers and lay them at the right moment for insurance.
Paddy Power: Paddy Power offers a wide selection of sports and markets. They are also known for generous bonuses for a bit of extra excitement in each betting session.

Best Over/Under 3.5 Goals Betting Sites

Thanks to the market’s popularity, almost all sportsbooks today offer punters the option to bet on the over/under 3.5 goals. However, some sites provide a better experience regarding license and reputation, user-friendly interfaces, competitive odds, customer service, etc.

18/21+

Responsible Gambling

Advertising Disclosure

18/21+: Please ensure you are of legal age to participate in gambling activities in your jurisdiction before proceeding.

Responsible Gambling: As you explore our betting offers, please remember to gamble responsibly. Set limits on your spending and time spent gambling. Remember to gamble cautiously and only use funds you can afford to lose. Gambling carries inherent risks, and there are no guarantees of winning. It's important to approach gambling as entertainment rather than a means of making money. For more information on responsible gambling practices, including tips for recognizing problematic behavior and strategies for maintaining control, please visit our responsible gambling section. If you're concerned about your gambling habits, reach out to professional support services for assistance: gambleaware.org, gamblingtherapy.org.

Advertising Disclosure: Please note that some of the links on this page are affiliate links. This means that we may earn a commission if you open new deposits through these links. However, our recommendations are independent and aimed at helping you make informed betting choices. Your privacy is important to us. For information on how we handle your personal data, please refer to our privacy policy.

All filters

Clear all

Bookmaker	Bonus	Features	Website
Bovada Review	75% up to $750 T&Cs Apply	VIP program Live games Many bonuses	Bet now
BetUS Review	125% bonus on your first 3 deposits! (100% Sports + 25% Casino) T&Cs Apply	Welcome offers Fast payouts 24/7 support	Bet now
Ybets Review	Welcome Bonus 500% on the first deposit + 400 FS	Easy to use Many sports Cash out	Bet now
BetWhale Review	- T&Cs Apply	24/7 support Superb promotions Esports offers	Bet now
CoinsGame Review	- T&Cs Apply	Easy to use Great markets 24/7 support	Bet now

Check out these best legal sports betting sites to find the best option for over/under 3.5 goals betting.

bet365: bet365 is known for its extensive market coverage. It provides bettors with a smooth betting experience with diverse options and markets.
SkyBet: SkyBet is known for its simplicity and competitive odds. They offer a user-friendly platform for over/under 3.5 goal betting. The platform also supports various payment methods for convenience.
Betfair: Besides the easy-to-use mobile app, Betfair is famous for its exchange model, allowing users to place back and lay bets. This distinctive feature makes it excellent because bettors can book bets traditionally and lay over 3.5 goals with insurance.
Paddy Power: Paddy Power offers a wide selection of sports events and bet markets. They are also known for their competitive bonus offers, which bring extra excitement to your betting experience.

Bet365 – Liverpool vs Newcastle United at 1.72 (18/25)

Imagine a match between Liverpool and Newcastle United. Suppose the over 3.5 goals market for the game was listed on Bet365 at 1.72 (18/25). Assuming the game ends in a 3-1 scoreline, you win, and a $10 wager would yield a return of $17.20 ($10 X 1.72).

bet365 Review

SkyBet – Chelsea vs West Ham United at 1.40 (2/5)

Let’s say you’re planning to stake on the match between Chelsea and West Ham United. In this particular game, the odds for wagering on over 3.5 goals were listed at 1.40 on SkyBet, so a $100 bet would give you $40 in profit.

Below are two effective takes on the over/under 3.5 goals strategy for bettors to consider:

Paddy Power – Tottenham Hotspur vs Fulham at 1.45 (9/20)

Paddy Power is one of the best site for over/under 3.5 goals prediction. Imagine Paddy Power lists the over 3.5 Goals market for a match between Tottenham and Fulham at 1.45 (9/20). This means your wager will only win if both teams score at least a total number of four goals. In that case, a $100 bet on this market would yield a return of $145 (1.45 × $100)

Betfair – Leicester City vs Manchester United at 1.44 (11/25).

Let’s say there is a match between Leicester City and Manchester United in the premier league, one of the best league for over/under 3.5 goals betting. Let’s say Betfair’s under 3.5 goals market is listed at 1.44 (11/25). In that case, a $100 bet on this market would yield a return of $144 if the total goals threshold is three or fewer.

Strategy & Tips For Under 3.5 Goals Betting

There are several winning tips that experienced bettors employ to achieve success in the under 3.5 goals betting market. Although there is no guaranteed formula for winning, you can adopt some practical strategies to enhance your chances with under 3.5 goal wagers.

Below are two effective over/under 3.5 goals strategy for bettors to consider:

Go Big vs Little For Best Odds

With bets like these, it all comes down to managing your stake based on the odds. For instance, wagering on high-volume scoring teams like Manchester City would probably give you lower odds on over 3.5, as goals are expected in their games. That means you can go with a slightly higher bet to make it worth your while.

If teams that usually score a low number of goals face off, you’re better off betting with a lower stake. Chances are that the odds on “over 3.5” would be higher, so even a lower bet could suffice. Make sure to analyze team form, performance of individual players, and match history before placing a bet.

Use Doubles, Treble & Accumulators For Bigger Odds

One way to benefit from over/under 3.5 goals wagering is to make it a double or a treble. These are commonly known as “accumulators” for bet slips with at least two or more selections. With such a bet, you’d have to hit all the selections right to win, so the risk is higher, but so is the potential reward.

The odds of all the selections are multiplied, so you can mix and match with over/under bets depending on which match you’re planning to stake on. This strategy of combining bets can boost the odds and give you more profit if you pick the right games.

Final Words

Over/under 3.5 goals is a popular variation of the renowned over/under or totals betting market. It’s all about predicting whether the total goals in a match will exceed or fall below the 3.5 threshold. While it is popular in several sports, it is particularly one of the top soccer betting markets.

While there is no guaranteed formula for winning, pro bettors can increase your chances with essential tips, including thorough analysis, effective bankroll management, comparing odds, maximizing bonuses, etc.

Scroll up

Check also: Bwinners reviews and W88 bet

Frequently Asked Questions

What does over 3.5 goals mean?

The term “over 3.5 goals” means you’d be betting on at least four goals being scored in a football match. Any final score with four or more total goals will make this bet a winner.
What does under 3.5 goals mean?

Betting under 3.5 goals means you are predicting that no more than three goals will be scored in the match. This covers results like 0-0, 1-0, 2-1, 1-1, or 3-0.
How many goals are needed for over 3.5?

In the over 3.5 goals market, you need a minimum of four total goals. Since football does not allow half goals, anything less than four goals results in a losing bet.
How many goals are needed for under 3.5?

For an under 3.5 goals bet to win, the match must finish with three goals or fewer in total.
Do own goals count in over 3.5 football betting?

Yes, own goals are included in the total goal count. Any goal officially awarded during regular match time counts toward over 3.5 goals betting.
Which league has the most over 3.5 goals?

This varies by season and team quality, but leagues such as the Dutch Eredivisie, English Premier League, German Bundesliga, French Ligue 1, and Spanish La Liga are often associated with higher-scoring matches.
What are the best bookmakers for over 3.5 goals?

Many sportsbooks offer strong over/under goals markets. When choosing one, look at odds, available markets, bonuses, and customer support. Popular options include bet365, SkyBet, Paddy Power, Bet9ja, and Betfair.
How easy is it to land winners on over 3.5 football betting?

Predicting four or more goals in a match is not always easy. While some fixtures naturally favor high scores, outcomes still depend on match dynamics, form, and in-game situations.
Should I cash out if I’m about to lose my over 3.5 bet?

This depends on how the match is developing and whether early cash out is available. If the game shows little attacking intent, cashing out at a reasonable return may be an option.
What does under 3.5 goals mean at Bet9ja?

At Bet9ja, under 3.5 goals means the total number of goals scored in a match must be three or fewer. Any scoreline within that range results in a winning bet.
Still have questions?
Ask our experts
Sign up & get answer(s)

Δ

Author

Jimmy Daytona

Writer & Tipster

1X on Home Outsiders Betting

1X on home outsiders betting is a strategy that helps punters increase their chances of success when wagering on underdogs. You benefit from covering two outcomes and receiving value odds.

Sep 25, 2025

By Tim Harrison

Flat Betting

Flat betting is a unique yet simple strategy aimed at effective bankroll management. It involves placing a fixed amount on every pick for a duration, regardless of the odds, perceived likelihood of winning, or previous outcomes. The timeline can be for a specific number of wagers, a day, a month, or even a year. The fixed stake is based on a specified percentage of your bankroll, usually 1 to 5%.

Feb 12, 2025

By Tim Harrison

All-in on Odds at 1.20 Football Betting

In betting, no strategy guarantees wins, but some are more likely to work than others. A great example is the “All in at 1.20” strategy, which is mathematically backed.

Dec 31, 2024

By Jimmy Daytona